Inside The Vocation & Finances Workbook

Real pages from the workbook — the opening, part of the audit, a complete Day 1 with its anchor move and written exercises, and one of the reference tools. Nothing here is a mockup.

Get the full workbook — $19 →44 pages · 14 days · digital

Contents

All 24 sections

Start hereA Stranger To Your Own Balance Sheet
AuditThe Audit
Day 1Vocation is not your job
Day 2What is the money for
Day 3Put every account on one page
Day 4Count last month, exactly
Day 5The one-page written budget
Day 6Build the buffer first
Day 7Kill the consumer debt
ReviewWeek One Review
Day 8The quarterly money meeting
Day 9Twenty minutes, the whole picture
Day 10Invest on purpose, boringly
Day 11Generosity as a tool, not a tip
Day 12Protect them if you are gone
Day 13Move one percent of your week toward the circle
Day 14Own the ledger
ReviewWeek Two Review
Re-auditThe Re-Audit
30 daysThe 30-Day Plan
ToolThe One-Page Monthly Budget
ToolThe Quarterly Money Meeting — Agenda
ToolThe One-Page Account Inventory
ToolVocation vs. Job — The Worksheet

Start here

A Stranger To Your Own Balance Sheet

You make good money. That is not the problem. The problem is that you could not sit down tonight and walk your wife through the full picture in twenty minutes without opening four apps and guessing at two numbers.

Somewhere along the way you handed the details to somebody. The accountant handles the taxes, the advisor handles the investments, the app handles the categories, and you handle earning more so that none of it has to be examined. That is outsourcing dressed as delegation, and it works right up until a bad quarter, a diagnosis, or a divorce turns the ledger into the only conversation in the room.

The same thing has happened to your work. You are good at what you do and you cannot say, in a sentence, what you are building or why. The job has been running you for so long that the question 'is this the work I was made for' now feels like a luxury rather than a duty.

…continues in the full workbook.

Measure

The Audit — 5 of 12 questions

Yes or no, as of today. One point per yes. Guessing counts as a yes.

01I do not know, within $500, what we spent last month.Y / N
02We do not have a written monthly budget that both of us have seen.Y / N
03I could not list every account, debt, and policy we hold from memory.Y / N
04We have less than three months of expenses in cash.Y / N
05We have carried consumer debt (not mortgage) for more than a year.Y / N

0–3 · Insourced

You are carrying your work and your money yourself. Use these fourteen days to sharpen and to teach it to another man.

4–7 · Drifting

You have not quit, but you have handed pieces of your work and your money to other people and other systems. This is the most common place a man lands. It is also the easiest to reverse.

8–12 · Outsourced

Someone or something else is running your work and your money for you. Nothing here is unfixable. But it will take fourteen straight days of small, unimpressive obedience.

Day 1 · complete

Vocation is not your job

Your job is what you are paid for. Your vocation is what you were built to build. They can overlap, and for most men they partially do, and the confusion between the two is why a promotion can leave a man emptier than he was.

Today you separate them on paper. Two columns. On the left, what you actually do for money — the tasks, honestly listed. On the right, the work you would still be drawn to if money were handled: the problems you cannot stop thinking about, the thing men ask your help with, the work you lose track of time inside.

Then find the overlap and circle it. That circle is your vocation as it currently exists, and for most men it is smaller than they hoped and larger than they feared.

You are not quitting anything this fortnight. Men who quit on day one of clarity usually quit into something worse. You are naming it — and then, later in this book, deciding what percentage of your week can be moved toward the circle in the next ninety days.

Anchor move · 25 min

Two columns, one circle

Left: what you do for money. Right: what you were built for. Circle the overlap.

What you actually do for money.

What you were built to build.

The overlap, in one sentence.

Today's commitment

I can name the work I was built for.

Days 2–14

The rest of the fourteen days

02What is the money forWrite the purpose of the money · 20 min
03Put every account on one pageOne page, every account · 90 min
04Count last month, exactlyCategorize every line of last month · 60 min
05The one-page written budgetWrite next month's budget on one page · 45 min
06Build the buffer firstSet the buffer number and automate the transfer · 30 min
07Kill the consumer debtList, order, and set the payoff date · 30 min
08The quarterly money meetingSchedule all four and send the agenda · 15 min
09Twenty minutes, the whole pictureWalk her through the whole picture · 60 min
10Invest on purpose, boringlyFind the percentage, raise it, automate the raise · 30 min
11Generosity as a tool, not a tipAutomate the percentage, give one direct gift · 20 min
12Protect them if you are goneQuotes today, will booked this week · 45 min
13Move one percent of your week toward the circleOne structural move, scheduled today · 25 min
14Own the ledgerMake it recurring, then re-audit · 20 min

Reference tool

The One-Page Monthly Budget

The order of the lines is the point. What sits at the top of the page is what gets funded.

INCOME (net, all sources): ______

1. GIVING (percentage, automated): ______

2. SAVING & INVESTING (percentage, automated): ______

3. HOUSING (mortgage/rent, tax, insurance, utilities): ______

4. TRANSPORT (payments, fuel, insurance, maintenance): ______

3 more tools included: The Quarterly Money Meeting — Agenda, The One-Page Account Inventory, Vocation vs. Job — The Worksheet.

You've read Day 1

The Vocation & Finances Workbook

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